Rideshare services are a common way to travel in St. Charles, but crashes involving Uber or Lyft are much more complicated than typical car accidents. Seeking compensation means dealing with multiple overlapping insurance policies and insurers who will go to great lengths to deny you compensation.
The St. Charles Lyft & Uber accident lawyers at Feagans Law Group can help you get a fair result from the rideshare company or its insurer. Contact us today to schedule a consultation.
Why Choose Feagans Law Group for Your Lyft or Uber Case?
Rideshare injury cases require skilled St. Charles injury attorneys who know how to identify the insurance policies at play and force the insurers to pay up when they are liable.
Clients in St. Charles choose our firm for several reasons:
- Our deep familiarity with St. Charles gives us firsthand knowledge of local streets, pathways, and dangerous intersections.
- Our legal team offers decades of experience focused specifically on complex crash claims.
- We have secured tens of millions of dollars for injured clients and their families.
- You will receive dedicated personal support and maintain direct contact with your lawyer during your case.
- We handle cases on a contingency fee arrangement.
If you were injured in a rideshare crash, reach out today to speak with a St. Charles Lyft & Uber accident attorney who can protect your rights.
Why Hire an Attorney After a Rideshare Accident
Rideshare accidents involve complex legal rules, and trying to recover compensation without a lawyer can be difficult, given the multiple layers of insurance involved.
Here’s what an attorney can do for you:
- An experienced attorney can figure out which insurance policy applies based on the driver’s app status at the time of the crash.
- An attorney can secure trip logs, app status records, and electronic evidence before it gets deleted.
- An attorney can establish liability for all responsible parties, including rideshare drivers, other motorists, or third parties.
- An attorney can manage communications with insurance adjusters so you avoid accepting a low offer.
- An attorney can evaluate the true value of your claim, including future medical needs and long-term impacts.
Reach out to us today to learn more about how we can help you.
Rideshare Accident Insurance Coverage
Illinois law sets specific insurance requirements for rideshare companies, but the active policy depends on what the driver was doing in the app during the accident, as follows:
- App off or offline. The driver’s personal auto insurance provides coverage, i.e., $25,000 in bodily injury liability coverage per person, $50,000 per accident, and $20,000 in property damage liability coverage.
- App active, awaiting ride requests. Rideshare companies must provide secondary liability insurance, which generally kicks in if the driver’s personal policy denies coverage or isn’t sufficient to cover the damages.
- En route or transporting passengers. Once a rideshare driver accepts a ride request, rideshare companies must maintain $1 million in primary liability coverage.
Unfortunately, proving app activity after a crash can be difficult. An experienced car accident attorney can help you uncover what the driver was doing at the time of the crash and identify all policies that apply to your damages.
Contact a St. Charles Rideshare Accident Attorney
If you were injured in a rideshare collision, you can pursue compensation for medical bills, lost wages, and pain and suffering, to name a few.
Do not let complex insurance rules keep you from getting fair compensation after a rideshare crash. Feagans Law Group can investigate your accident, identify available coverage, and fight for full recovery. Contact us today to schedule a consultation.