When a driver causes a crash and flees the scene, the car accident victims in Aurora often pay the price. If the driver cannot be located, the victim may be on the hook for their medical bills, property damage, and other losses.
A hit-and-run accident occurs when a driver involved in a collision leaves the scene without stopping to provide information or render aid.
These crashes happen in many of the same ways as other car accidents, including:
- Distracted driving
- Speeding
- Driving under the influence of alcohol or drugs
- Reckless or aggressive driving
- Driver fatigue
- Running red lights or stop signs
What makes a hit-and-run different is the driver’s decision to flee rather than comply with the law. In Illinois, drivers involved in accidents that cause injury or death are legally required to remain at the scene, assist injured parties, and provide identifying and insurance information to law enforcement. Failing to take these actions constitutes a serious criminal offense.
Why Do Drivers Flee the Scene of an Accident?
Drivers leave accident scenes for many reasons, but most involve fear of legal or financial consequences.
Common reasons for hit and runs include:
- Driving while intoxicated and wanting to avoid arrest
- Lack of auto insurance or ability to pay for resulting damages
- Driving on a suspended or revoked license
- Operating a stolen vehicle
- Having an outstanding arrest warrant
Regardless of the reason, fleeing the scene harms innocent people and violates the law. Victims should not be left to bear the physical and financial burden of a hit-and-run driver’s negligence.
Legal Options Following a Hit and Run Crash in Aurora
If you are injured in a hit-and-run accident, you still have options for seeking compensation. Law enforcement may be able to identify the driver using witness statements, traffic cameras, surveillance footage, or vehicle debris. If the driver is located, you may pursue a claim against them for medical expenses, lost wages, and pain and suffering. However, many hit-and-run drivers lack insurance and may not have sufficient personal assets to justify a personal injury action.
Many hit-and-run drivers are never found. In those situations, uninsured motorist (UM) coverage provides an option.
Uninsured Motorist Coverage in Illinois
Illinois law requires auto insurance policies to include uninsured motorist coverage unless a driver specifically rejects it in writing. This coverage is designed to protect you when the at-fault driver cannot be identified or does not have sufficient insurance coverage to cover your losses.
Through a UM claim, you may be able to recover compensation for:
- Emergency and ongoing medical treatment
- Rehabilitation and therapy
- Lost income and reduced earning ability
- Pain and suffering
- Emotional distress
The claim is handled by your own insurance company. Even so, insurers often dispute fault or attempt to undervalue injuries. Having experienced legal representation can make a significant difference in the outcome of your claim.
If you were injured in a hit-and-run accident, an Aurora car accident lawyer can help you pursue third-party claims and uninsured motorist claims for compensation. Contact Feagans Law Group to schedule a free consultation to learn more about your legal options.