What is Med Pay insurance?

Following a car accident, injury victims are often left with considerable amounts of medical bills.  In some instances, injury victims do not have health insurance or the insurance they do have refuses to cover medical bills caused by an accident.  Whatever the situation might be, the injury victim should be able to take advantage of medical payment insurance coverage, also known as “Med Pay.”  Med Pay is insurance coverage contained in an automobile insurance policy.   Regardless of who caused the accident, the Med Pay coverage can help pay medical expenses for drivers, passengers and even pedestrians who are injured in a car accident.  The coverage is optional in Illinois and the amount of coverage that exists can vary from $1,000 to more than $100,000 in some instances. 

If you are injured in a car accident, Med Pay coverage may help pay the following expenses for you or your passengers:

  • Health insurance deductibles and co-pays
  • Doctor or hospital visits, including emergency room visits
  • Surgery, X-rays, MRIs, CAT scans or prostheses
  • Ambulance and emergency medical technician fees
  • Ambulance and emergency medical technician fees

Med Pay coverage is just one option for injury victims to consider when dealing with medical bills caused by an automobile accident.  If you or your family member has been injured as a result of a car accident and have questions about your medical bills, please call the accident attorneys at Feagans Law Group, and allow us to guide your path to justice.